Do You Support Trenton's A.C. Takeover? 
New Jersey's 45 Super Expensive Insurance Mandates
Matt Rooney | September 28, 2009
Do you own a health insurance plan in the Garden State? Ever wonder what exactly you're paying for?
Here's a partial list of reasons why New Jersey health insurance is ridiculously expensive. Keep in mind: alcoholism, well child care and in-vitro fertilization alone -- yes, you're paying for that! -- account for up to 11% of your health care premium!
(Some) N.J. Mandates:
Do you own a health insurance plan in the Garden State? Ever wonder what exactly you're paying for?
Here's a partial list of reasons why New Jersey health insurance is ridiculously expensive. Keep in mind: alcoholism, well child care and in-vitro fertilization alone -- yes, you're paying for that! -- account for up to 11% of your health care premium!
- How health insurance mandates make life so expensive (click here).
- View the state-by-state data (click here).
(Some) N.J. Mandates:
Alcoholism/Substance Abuse
Autism
Blood Lead Poisoning Screening
Bone Marrow Transplant
Breast Reconstruction
Cervical Cancer/HPV Screening
Colorectal Cancer Screening
Congenital Bleeding Disorder
Contraceptive
Dental Anesthesia
Diabetic Self Management
Diabetic Supplies
Emergency Service
Hearing Aids for Minor
Home Health Care
In Vitro Fertilization
Mammography
Mastectomy Minimum Stay
Maternity
Maternity Minimum Stay
Mental Health Parity
Newborn Hearing Screening
Off Label Drug Use
Other Infertility Service
PKU/Metabolic Disorder
Prostate Cancer Screening
Second Surgical Opinion
Well Child Care
Agree with you. These mandates are really driving up policy costs for everyone.
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Did you buy an individual health policy, known as the Comprehensive Health Insurance Policy ("CHIP"), from Prudential Insurance Company of America between 1973 and 1981? If you did you may be entitled to damages. We are investigating claims regarding large increases in the premiums of these policies. For more information, email the law firm of NAGEL RICE, LLP at rsolomon@nagelrice.com.
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Useful info. Hope to see more good posts in the future.
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The government should focus more on creating an affordable health insurance instead on insuring anything that crosses their mind. I don't say that covering alcoholism or in-vitro fertilization is such a bad idea, but we should be able to choose what we pay for. I mean if i have none of these problems, and i am convinced that i will never encounter them, assuming that i already have two kids and i am allergic to alcohol, it shouldn't be reasonable to pay for them.
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